How to Negotiate an Injury Claim with Amica Insurance
If you have been involved in an accident, such as a motor vehicle accident or a slip and fall, it is likely that the insurance company of the person allegedly at fault for your accident has contacted you at least once to discuss the claim. Insurance companies have one goal: to settle claims for as little money as possible. Therefore, when adjusters call you to make an offer, you should be wary.
At Zinda Law Group, our Fort Worth personal injury attorneys have the knowledge, experience, and resources necessary to help you take on big insurance companies like Amica. Call us today at 800-863-5312 for a free consultation with one of our Fort Worth personal injury lawyers.
Steps to Take During Settlement Negotiations
If you are patient and are able to gather all the necessary information, it is entirely possible to negotiate a favorable settlement with Amica or another insurance company.
The first step you should take to ensure a favorable settlement agreement is reached on your behalf is to consult with an experienced personal injury attorney. Personal injury attorneys represent the victims of car accidents, motorcycle accidents, trucking accidents, pedestrian accidents, slips and falls, and other types of injury claims. These attorneys advocate for their clients and make sure that their clients’ interests are protected. For example, personal injury attorneys make sure that any settlement offer made by the insurance company takes the full extent of the victim’s injuries into account.
Once you have retained a personal injury attorney, do not speak to the insurance company. Your personal injury attorney will speak to the insurance company on your behalf. If Amica Insurance calls you after you have hired your lawyer, simply tell the adjuster that you are represented by an attorney, and provide the adjuster with the contact information of your attorney. Do not answer any questions or offer any additional information.
A good settlement requires preparation and organization. Whereas your attorney will do much of the negotiating on your behalf, you have an important role in the process. For example, tell your attorney what you remember about the accident—weather conditions, road conditions, and the time of day. What were your injuries? Who were your medical providers after the accident? This is information that only you can provide to your attorney. Additionally, if there are any negative points about your accident—for example, if you were partly at fault for the accident—it is best to tell your attorney as soon as possible so that your attorney is able to prepare accordingly.
A favorable settlement agreement is not possible if you do not know all of your damages. Have you completed your medical treatment? If not, do you know what type of medical treatment you will need in the future? Do you have all of your medical bills? Do you have documentation of your lost wages? Working with your attorney, you will need to determine the financial harm your accident has caused. Without all of the numbers, you may accept a settlement offer that is far too small.
Remember, once you accept a settlement offer from Amica Insurance, you lose your right to pursue any legal action for your personal injury claim. If the amount you accept from Amica Insurance is too small, you will be responsible for covering the remaining damages. Therefore, it is wise to consult with an attorney to make sure the settlement offers you discuss with Amica Insurance are fair.
Our Fort Worth Injury Lawyers Take On Insurance Companies
At Zinda Law Group, our Fort Worth personal injury attorneys have achieved a notable record of success against Amica and other insurance companies. We will aggressively fight on your behalf to help you seek compensation for medical expenses, property damage, lost wages, pain and suffering, and other damages you are entitled to under the law. Call us today at 800-863-5312 for a free consultation with one of our Fort Worth personal injury lawyers. Meetings with attorneys by appointment only.