How to Negotiate a Car Accident Claim with Allstate Insurance
Call (800) 863-5312 to Speak with a Fort Worth Car Accident Lawyer for Free
Nearly all of us have some form of insurance, though we rarely ever need to file a claim. We often search for the best rate and then put the policy in a drawer or glove compartment and forget about it.
Having insurance makes us feel safe, but what happens when we need to use it? In reality, filing a claim can be an overwhelming experience that we are not prepared to undertake.
If you or a loved one has been injured in a wreck, call Zinda Law Group at (800) 863-5312 for a free consultation with a Fort Worth car accident attorney.
Since its inception in 1931, Allstate has grown to become the second largest personal insurance company in the United States. Their website boasts that it provides personalized help and innovative tools supported by the largest team of claims professionals in the country. While this sounds great, in reality Allstate has a reputation for low-ball offers and aggressive defense of claims.
As with all insurance companies, Allstate is mostly dedicated to turning profits, and often this comes at a cost to customers and third parties. Keep this information in the back of your mind when dealing with the insurance company. Their first offer is rarely in a reasonable range, so be prepared to go back and forth in order to receive the compensation you deserve.
Filing a Claim
Allstate offers many methods for filing your claim. You can file online through their website, access their 24/7 claims service by phone, start your claim on the Allstate mobile app, or report the claim by contacting your agent directly. Additionally, through their website you can track the progress of your claim.
Once you file your claim, expect a claims adjuster to fully investigate your claim. At this point, they are trying to gain information to evaluate the damage sustained and determine the value of your settlement. Remember that all information you provide or they uncover in their investigation will be scrutinized for possible reasons to limit your claim.
After this, they will contact you with an estimate and attempt to wrap up your claim. Be prepared when this happens; you should already have an idea of how much compensation you need to satisfy all your expenses resulting from the accident.
Considering a Settlement
Before the adjuster calls with the first offer, be sure you know the scope of your losses. When determining the extent of your expenses, consider property damage and medical bills, but do not forget to account for your foreseeable long-term expenses.
Take the time to ensure that the settlement offer is adequate to cover any long-term treatment costs, pain and suffering, or lost wages. This can be complicated and it may be necessary to consult a personal injury attorney to fully understand the compensation you are entitled.
A Fort Worth car accident attorney experienced in negotiating with Allstate could assist you in recovering the necessary compensation to satisfy your claim.
Our Fort Worth Car Accident Lawyers Will Fight on Your Behalf
At Zinda Law Group, our Fort Worth car accident attorneys are highly experienced in dealing with insurance companies. We have the knowledge and resources to help you build the strongest case possible and seek maximum compensation for medical bills, property damage, lost income, pain and suffering, and much more.
We also operate on a contingency fee basis, which means you will owe nothing unless we win your car accident case.
If you have been injured in an auto accident, call Zinda Law Group at (800) 863-5312 for a free consultation with one of our skilled Fort Worth car accident lawyers.
Meetings with attorneys are available by appointment only,